Perched above the street on a picturesque hillside, this enchanting split-level home is filled with warmth, character, and timeless appeal. Rich hardwood floors, graceful architectural details, and abundant natural light create an inviting atmosphere from the moment you step inside. The beautifully renovated bathroom blends classic style with modern finishes, while the thoughtfully designed layout places all three bedrooms on the same level for comfortable everyday living. The inviting living spaces flow effortlessly to a spacious view deck, perfect for entertaining or simply taking in the Bay and city views. The expansive backyard offers endless possibilities. Create lush gardens, host unforgettable gatherings, enjoy space to play, or even cultivate your own urban farm. The charming third bedroom opens through French doors to a covered patio, creating a peaceful retreat with a seamless connection to the outdoors. Practical updates—including a newer roof, updated electrical, drainage improvements, sewer compliance, laundry room, and generous basement storage—provide peace of mind while preserving the home’s authentic character. A home this full of charm, personality, and possibility is one you’ll fall in love with the moment you arrive. Looking for a lower rate and no PMI? This property may qualify for the Community Advantage Home Loan Program! Ask your lender for details. Buyer and property eligibility requirements apply. VA, no problem; there are so many loan options! Seller purchased with FHA, so it is assumable!!!