Victorian charm meets modern opportunity in this beautifully reimagined Oakland home. A wrought-iron gated entry, mature landscaping, towering palm & covered porch welcome you inside. The renovated kitchen features new cabinetry, appliances & quartz countertops. The flexible floor plan offers TWO PRIMARY SUITES; one on the main level and a second upstairs with a bright loft-like setting, new bath & direct access to the upper deck. The remodeled main-floor bath features porcelain tile, heated floors, rain shower & sliding enclosure. Recent improvements include new interior paint, updated doors, double-pane vinyl windows, new four-zone heat pump, roof & exterior paint, plus upgraded driveway, carport & gate. The ADU with a separate-entry 2BD/2BA ADU, living room & kitchen. Two tiled decks provide inviting outdoor spaces for entertaining or relaxing. For qualified buyers, this property is eligible for the Community Advantage Program, potentially allowing 3% down, no PMI & up to 1.5% off the qualifying rate, subject to guidelines and borrower qualification. Own a versatile property, get rental income from the ADU, take advantage of the opportunity. Additions/alterations by licensed contractor; not all work was permitted. Buyer to verify details, permits & financing eligibility