3646 Harbor
Merced, CA, 95340
$865,000
4 Beds
3 Baths
2,779 SqFt
1 Acres
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MLS #MC26062819 image #0
Enjoy no utility costs with paid solar, private well water, and septic already in place. No HOA. Rare lot size. Safe, established neighborhood.

Welcome to 3646 Harbor Dr., a one-of-a-kind full-acre retreat tucked at the end of a quiet cul-de-sac in one of Merced’s most desirable neighborhoods, just minutes from UC Merced. This 4-bedroom, 2.5-bath home offers 2,779 sq ft of thoughtfully designed space with privacy, comfort, and exceptional value.

Inside, you’ll find spacious living areas, a large kitchen with abundant cabinetry and breakfast bar, formal dining with elegant chandelier, cozy wood-burning fireplace, a bonus room perfect for a home office or gym, and a private balcony off the primary suite overlooking the backyard.

Step outside and discover where this property truly shines, a new pool, covered gazebo, RV and boat parking, open space for kids and pets, a chicken coop, and peaceful creek views behind the property.

The perfect blend of lifestyle, privacy, and convenience, don’t miss this one.

Property Details

Price:
$865,000
MLS #:
MC26062819
Status:
Active
Beds:
4
Baths:
3
Type:
Single Family
Subtype:
Single Family Residence
Listed Date:
Mar 23, 2026
Finished Sq Ft:
2,779
Lot Size:
43,560 sqft / 1.00 acres (approx)
Year Built:
1979
PoolMerced CityNeighborhood

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Schools

School District:
Merced City

Interior

Appliances
DW
Bathrooms
2 Full Bathrooms, 1 Half Bathroom
Cooling
CA
Flooring
CARP
Heating
CF, FIR
Interior Features
CF
Laundry Features
IN
Levels
U
Main Level Bathrooms
3
Main Level Bedrooms
4

Exterior

Attached Garage YN
1
Common Walls
NCW
Community Features
SDW, SL, SUB
Garage Spaces
2
Parking Spots
2
Parking Total
2
View
NE

Financial

Map

Community

Market Summary

Current real estate data for Single Family in Merced as of Jul 17, 2026
345
Single Family Listed
81
Avg DOM
281
Avg $ / SqFt
$440,535
Avg List Price

Property Summary

    3646 Harbor Merced CA is a Single Family for sale in Merced, CA, 95340. It is listed for $865,000 and features 4 beds, 3 baths, and has approximately 2,779 square feet of living space, and was originally constructed in 1979. The current price per square foot is $311. The average price per square foot for Single Family listings in Merced is $281. The average listing price for Single Family in Merced is $440,535.

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