RARE DUPLEX OPPORTUNITY WITH AN FHA ASSUMABLE LOAN AT 4.375%! Welcome to 3387 Central Ave, a unique opportunity in Spring Valley offering two spacious units, a large lot, a private pool, and incredible flexibility for an owner-occupant or investor. Each unit features 3 bedrooms and 2 bathrooms, providing a total of 6 bedrooms and 4 bathrooms. Live in one unit and rent out the other, create a multi-generational living setup, or add a strong income-producing property to your portfolio. One of the biggest highlights is the existing FHA loan, which may be assumable at an incredible 4.375% interest rate for a qualified buyer. In today’s interest-rate environment, this could provide a significant financing advantage compared with obtaining a new loan at current market rates. The property also features paid-off solar, a private pool, generous outdoor space, and a large lot that gives each unit room to enjoy the Southern California lifestyle. With two full-size 3-bedroom units, a pool, paid solar, a large lot, and the potential to assume a 4.375% FHA loan, opportunities like this are hard to find. Contact us for additional information regarding rental income, FHA loan assumption details, and a private showing.
Property Details
Price:
$1,200,000
MLS #:
PTP2607459
Status:
Active
Beds:
6
Baths:
4
Type:
Single Family
Subtype:
Duplex
Neighborhood:
91977springvalley
Listed Date:
Oct 2, 2026
Finished Sq Ft:
2,576
Lot Size:
9,583 sqft / 0.22 acres (approx)
Year Built:
1960
See this Listing
Schools
School District:
Grossmont Union
Interior
Bathrooms
4 Full Bathrooms
Cooling
CA
Laundry Features
IN
Levels
A
Exterior
Common Walls
_1CW
Community Features
SUB
View
NE
Financial
Map
Community
- Address3387 Central AV Spring Valley CA
- CitySpring Valley
- CountySan Diego
- Zip Code91977
Subdivisions in Spring Valley
Market Summary
Current real estate data for Single Family in Spring Valley as of Oct 05, 2026
152
Single Family Listed
62
Avg DOM
407
Avg $ / SqFt
$702,502
Avg List Price
Property Summary
- 3387 Central AV Spring Valley CA is a Single Family for sale in Spring Valley, CA, 91977. It is listed for $1,200,000 and features 6 beds, 4 baths, and has approximately 2,576 square feet of living space, and was originally constructed in 1960. The current price per square foot is $466. The average price per square foot for Single Family listings in Spring Valley is $407. The average listing price for Single Family in Spring Valley is $702,502.
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