Welcome to one of the best values in Scotts Valley, offering the comfort and privacy of a single-family home with **no monthly HOA fees**. This thoughtfully designed home features an inviting living room with a statement ceiling, built-in entertainment center, and a cozy fireplace. The open layout flows seamlessly into a well-appointed kitchen with stainless steel appliances, solid surface countertops, and a generous island, perfect for everyday living and entertaining. Three well-sized bedrooms and updated bathrooms provide comfortable living, while the primary suite offers direct patio access and a stylish, spa-like ensuite. Step outside to a private backyard retreat featuring a well-maintained above-ground pool and a convenient outdoor shower, perfect for rinsing off after a swim. The home also includes a two-car garage plus a rare third parking space. The beautifully landscaped front and back yards are ideal for anyone who enjoys gardening. Set on a welcoming, neighborhood-friendly street within the desirable Scotts Valley School District, and with easy access to Highway 17 and just 10 minutes to Santa Cruz and 20 minutes to Silicon Valley, this home truly lives like a single-family residence, without the extra fees.