Some properties ask you to imagine the potential. This one hands it to you. A fully approved, permit-ready coastal home is ready to break ground on one of Santa Cruz’s most coveted oceanfront streets. The architectural work is done. The coastal approvals are secured. The years of regulatory navigation someone else already endured. You just build. Choose your finishes and make it yours. Wake up to panoramic ocean views spanning the full arc of Monterey Bay at the former home of surfing legend Jack O’Neil. Walk to beach access and some of the best surf spots on the California coast Privates Beach, Pleasure Point, and Capitola Village all within walking distance. The approved plans deliver a 5-bedroom, 4.5-bath, 4,220 SF home with an open floor plan, ground floor primary suite, and an upper-level ADU a flexible 558 SF space ideal as a guest suite, home office, or private retreat plus a 3-car garage. Sited on an 11,600 SF oceanfront parcel with significant coastal bluff protections in place, including a concrete seawall and rip-rap revetment at the base of the bluff. California’s coastal permitting process is notoriously slow, expensive, and uncertain. This property skips all of it construction drawings and approvals in hand, permit-ready. Your shortcut to oceanfront living.