44 Tierra Montanosa
Rancho Santa Margarita, CA, 92688
$919,000
3 Beds
3 Baths
1,487 SqFt
0.68 Acres
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MLS #OC26013071 image #0
** Sellers are highly motivated ** ” Home insurance is covered by HOA. ” This upgraded Rancho Santa Margarita home features a downstairs in-law suite with a full bath, along with ” 3 bedrooms and 3 full bathrooms ” in a quiet, tree-lined community with Saddleback Mountain views. The open layout offers high ceilings, abundant natural light, and luxury vinyl plank flooring throughout, with updated lighting and a refreshed fireplace.

The remodeled kitchen includes updated cabinetry, new countertops and backsplash, upgraded fixtures, and quality appliances. Upstairs are two en-suite bedrooms, including a spacious primary suite with a custom walk-in closet, dual vanity, smart mirrors, barn door detail, and a rain shower.

Recent improvements include newer HVAC and water heater, whole-house water filtration with reverse osmosis, paid smart security system, EV charger, garage upgrades, and fresh interior paint. The HOA has recently replaced the roof and sealed the skylight.

Enjoy a private patio, resort-style amenities nearby, a two-car garage, guest parking, top-rated schools, and no Mello-Roos.

Property Details

Price:
$919,000
MLS #:
OC26013071
Status:
Active
Beds:
3
Baths:
3
Type:
Townhouse
Subdivision:
Tierra Montanosa TIEM
Neighborhood:
r1ranchosantamargaritanorth
Listed Date:
Feb 19, 2026
Finished Sq Ft:
1,487
Lot Size:
29,634 sqft / 0.68 acres (approx)
Year Built:
1996
R1 – Rancho Santa Margarita NorthR1ranchosantamargaritanorthTierra Montanosa TiemSaddleback Valley UnifiedTrees/woods

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Schools

School District:
Saddleback Valley Unified

Interior

Appliances
MW, RF, WP, WLR, GO, GWH, WS
Bathrooms
3 Full Bathrooms
Cooling
CA
Flooring
LAM, WOOD
Heating
CF
Laundry Features
GAS, IR, IN, DINC, WH, WINC

Exterior

Community Features
SDW, STM, SL, PARK, DGP
Parking Spots
2
Roof
SPT

Financial

HOA Fee
$518
HOA Fee 2
$89
HOA Frequency
MO

Map

Community

Market Summary

Current real estate data for Townhouse in Rancho Santa Margarita as of Feb 22, 2026
10
Townhouse Listed
43
Avg DOM
590
Avg $ / SqFt
$932,149
Avg List Price

Property Summary

    Located in the Tierra Montanosa (TIEM) subdivision, 44 Tierra Montanosa Rancho Santa Margarita CA is a Townhouse for sale in Rancho Santa Margarita, CA, 92688. It is listed for $919,000 and features 3 beds, 3 baths, and has approximately 1,487 square feet of living space, and was originally constructed in 1996. The current price per square foot is $618. The average price per square foot for Townhouse listings in Rancho Santa Margarita is $590. The average listing price for Townhouse in Rancho Santa Margarita is $932,149.

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44 Tierra Montanosa
Rancho Santa Margarita, CA