Own a Premium La Quinta Home for Just $381,000 Out-of-Pocket!
Take advantage of an incredible, rare opportunity to secure a beautiful, fully upgraded 3-bedroom, 2-bathroom corner lot home in the desirable Watercolors 55+ community. This highly affordable, low-maintenance residence features an inviting layout with airy vaulted ceilings, a cozy fireplace, a private patio, a generous two-car garage, and community perks like a clubhouse, pool, spa, and included cable/Wi-Fi.
Please note: To qualify for this community, buyers must use the home as their primary residence. No investment buyers, rentals, or all-cash purchases are permitted.
Pricing, Financing, and Income Qualifications:
The financial breakdown for this affordable housing program is as follows: The total purchase price is $440,000, which includes a $56,000 silent second mortgage held by the La Quinta Housing Authority. This drastically lowers the buyer’s actual out-of-pocket base cost to just $381,000 (minus a $3,000 earnest money deposit or the final negotiated price).
To qualify, the combined gross income for moderate-income households must fall within the official 2025 Riverside County Housing Authority limits:
1-person household: $62,651 – $87,300
2-person household: $71,601 – $99,750
3-person household: $80,551 – $112,250
4-person household: $89,501 – $124,700
Take advantage of an incredible, rare opportunity to secure a beautiful, fully upgraded 3-bedroom, 2-bathroom corner lot home in the desirable Watercolors 55+ community. This highly affordable, low-maintenance residence features an inviting layout with airy vaulted ceilings, a cozy fireplace, a private patio, a generous two-car garage, and community perks like a clubhouse, pool, spa, and included cable/Wi-Fi.
Please note: To qualify for this community, buyers must use the home as their primary residence. No investment buyers, rentals, or all-cash purchases are permitted.
Pricing, Financing, and Income Qualifications:
The financial breakdown for this affordable housing program is as follows: The total purchase price is $440,000, which includes a $56,000 silent second mortgage held by the La Quinta Housing Authority. This drastically lowers the buyer’s actual out-of-pocket base cost to just $381,000 (minus a $3,000 earnest money deposit or the final negotiated price).
To qualify, the combined gross income for moderate-income households must fall within the official 2025 Riverside County Housing Authority limits:
1-person household: $62,651 – $87,300
2-person household: $71,601 – $99,750
3-person household: $80,551 – $112,250
4-person household: $89,501 – $124,700
Property Details
Price:
$439,999
MLS #:
IG26074690
Status:
Active
Beds:
3
Baths:
2
Type:
Single Family
Subtype:
Single Family Residence
Neighborhood:
308laquintanorthofhwy111indiansprings
Listed Date:
Apr 27, 2026
Finished Sq Ft:
1,337
Lot Size:
3,049 sqft / 0.07 acres (approx)
Year Built:
2006
See this Listing
Schools
School District:
Palm Springs Unified
Interior
Appliances
DW, MW, RF, GER, GO, WHU
Bathrooms
2 Full Bathrooms
Cooling
CA
Flooring
LAM, CARP
Heating
CF
Interior Features
CF, CRWN, GRNC, OFP, PTRY, CC, HCEL
Laundry Features
GAS, GE, IR, IN, DINC, WH, WINC
Levels
A
Main Level Bathrooms
2
Main Level Bedrooms
3
Exterior
Accessibility Features
_2AE, PK
Architectural Style
SPN, TRD
Attached Garage YN
1
Common Walls
_1CW
Community
55+
Community Features
SDW, SL, GOLF, HIKI, BIKI, DGP
Construction Materials
BLK, ASP, FRM, GLS, PLS
Fencing
ST, VNL
Garage Spaces
2
Parking Spots
2
Parking Total
2
Patio And Porch Features
CON, DK, PTO, PO, SL, OPN
Roof
SHN, SPT
Security Features
EXL, SD, _24HR, COD, GC
Senior Community YN
1
Spa Features
AS, COM
View
CN, DE, HI, MT
Window Features
PLS, ATR, BLI
Financial
HOA Fee
$316
HOA Fee Frequency
MO
Map
Community
- Address79338 Cool Reflection La Quinta CA
- CityLa Quinta
- CountyRiverside
- Zip Code92253
Subdivisions in La Quinta
- Acacia At La Quinta
- Aliso 30802
- Alta Verde Coral MT
- Andalusia at CM
- Bella Vista
- Capistrano at La Quinta 31304
- Carmela 31305
- Casitas Las Rosas
- Casitas Las Rosas 31306
- Codorniz
- Codorniz 31307
- Desert Club Estates
- Duna La Quinta
- Esplanade
- Estates at Point Happy Ranch 31374
- Flores Montanas
- Griffin Ranch
- Haciendas at La Quinta
- La Quinta Cove
- La Quinta Cove 31319
- La Quinta Cove*
- La Quinta Del Oro 30807
- La Quinta Fairways
- La Quinta Palms
- La Quinta Vistas 30812
- Laguna De La Paz
- Lake La Quinta
- Lake La Quinta 31325
- Legacy Villas
- Lions Gate
- Los Estados 31328
- LQ Desert Villas
- Mira Flores
- Montero 31383
- Mountain View CC
- Palm Royale
- Palm Royale 30815
- Palmilla
- Palmilla 31339
- Palo Verde
- Palo Verde 31340
- Parc La Quinta
- PGA Greg Norman
- PGA Greg Norman 31342
- PGA Legends
- PGA Nicklaus Private
- PGA Nicklaus Private 31344
- PGA Nicklaus Tournament 31345
- PGA Nicklaus Trnamnt
- PGA Palmer Private
- PGA Palmer Private 31346
- PGA Stadium
- PGA West Signature
- PGA West Signature1861
- Piazza Serena 31349
- Puerta Azul
- Rancho La Quinta CC
- Rancho La Quinta CC 31352
- Rancho La Quinta Country Club
- Rancho Santana
- Santa Rosa Cove Coun
- Santa Rosa Trail
- Santa Rosa Trail 31356
- Santerra
- Stone Creek Ranch
- Stone Creek Ranch 31357
- Sunflower
- The Citrus
- The Hideaway
- The Madison
- The Madison 31364
- The Quarry 31367
- The Tradition 31368
- Topaz
- Tradition Golf Club
- Trilogy
- Watercolors
Market Summary
Current real estate data for Single Family in La Quinta as of Jun 19, 2026
779
Single Family Listed
195
Avg DOM
250
Avg $ / SqFt
$906,763
Avg List Price
Property Summary
- 79338 Cool Reflection La Quinta CA is a Single Family for sale in La Quinta, CA, 92253. It is listed for $439,999 and features 3 beds, 2 baths, and has approximately 1,337 square feet of living space, and was originally constructed in 2006. The current price per square foot is $329. The average price per square foot for Single Family listings in La Quinta is $250. The average listing price for Single Family in La Quinta is $906,763.
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79338 Cool Reflection
La Quinta, CA


