Welcome to Tosara at Montecito in Otay Ranch! Built in 2020, this spacious three-story townhome offers 4 bedrooms, 3.5 bathrooms, and 2,366 sq. ft. of thoughtfully designed living space. The first floor features an open-concept living and dining area, modern kitchen, convenient half bath, and direct access to the 2-car garage. The second floor offers two secondary bedrooms, a laundry room, and a spacious primary suite with a private ensuite bathroom. The third floor provides a versatile loft, additional bedroom, and full bathroom, ideal for guests, a home office, or extra living space. Enjoy resort-style community amenities, parks, walking trails, and convenient access to shopping, dining, schools, and SR-125. Experience modern, low-maintenance living in the desirable Otay Ranch community!