Have you always dreamed of owning your own income-producing beach home that you also get to live in? This is your chance! Welcome to 399, 401, and 403 13th Ave, located in the desirable Live Oak neighborhood and nestled in between beautiful Santa Cruz Harbor and Pleasure Point beaches. The property consists of three units, a two-story duplex at the rear of the property, both with 1 bed/ 1 bath. The front of the property features a single-family home with 1 bed/1 bath. Are you not interested in being a landlord, but do you still want the beach house of your dreams? Consider utilizing SB9, the California HOME Act, which allows for a lot split to sell half of the lot and build what your heart desires. Both homes having their own private access via an alleyway ensures each future owner has room of their own for parking. Just a block and a half away from Blacks Beach, delicious restaurants such as Lago di Como, Sunday farmers markets, and world-class surf breaks. Just imagine cruising over to the Harbor with your friends and watching the Wednesday night boat races during the warmer months or taking in the charming lighted boat parade that happens every December. Opportunities like this are few and far between, especially at this price point!