Welcome to 2824 Santiago Street, a thoughtfully updated two-unit property offering flexible living in a desirable San Francisco neighborhood. Featuring separate upstairs and downstairs units, this residence is ideal for multi-generational living, rental income, or guest accommodations. A shared laundry area w/ washer and dryer is conveniently accessible to both units. The upper level features newly refinished hardwood floors, a bright living room w/ recessed lighting and fireplace, & a dining area with updated lighting. The kitchen offers stone countertops, ample cabinetry, stainless steel appliances, recessed lighting, breakfast bar, & new garbage disposal. The hallway bathroom is refreshed w/ updated fixtures, glass shower door over tub, new mirror, and lighting. Two bedrooms offer great natural light and closet space, including one with an updated ensuite bathroom. Fresh interior paint enhances the move-in ready appeal. The lower level offers a private unit with its own living area, bedroom, kitchen, and bathroom, providing excellent flexibility and privacy. Both units share access to a spacious backyard, ideal for entertaining or relaxing. Conveniently located near shopping, dining, parks, and commuter routes, this property offers versatility and strong investment potential.