**ASSUMABLE LOAN AVAILABLE @ %2.49!!** “One Block From Cowles Mountain :: Updated San Carlos Stunner With Wraparound Lot + Solar.” WHAT WE LOVE: Living at Birchcreek means stepping out your door and being one block from Cowles Mountain and minutes from Lake Murray—hike, bike, fish, and play without ever starting your car. Inside, the fresh oak-tone LVP floors, vaulted ceilings, new roof and statement lighting set a modern tone, while a brick fireplace keeps the classic San Carlos vibe alive. Step out back and the magic continues: a private wraparound yard with natural grass, colorful flowers that draw butterflies, and space for pets, play, or even your RV. The functioning saltwater spa is perfect for unwinding under the stars. This is the rare blend of lifestyle + updates that buyers dream about. WHAT WE LOVE (CONT…): This four-bedroom, two-and-a-half-bath home sits in a tucked-away San Carlos pocket that feels private but keeps you just minutes to the 125, shops, and schools. Double-tempered, dual-pane windows throughout keep things efficient, quiet, and safe. Both bathrooms are tastefully upgraded, including the primary with a tiled glass-door shower. Details like oversized baseboards, cohesive custom lighting, and newly replaced modern staircase rails (both stylish and child-safe) elevate the day-to-day living experience. The backyard is a true highlight: a wide, dog-leg wraparound lot with a retaining wall, natural grass, fresh landscaping underway, and plenty of room to entertain, garden, or simply enjoy San Diego’s endless sunshine. Add solar (PPA lease) for low energy bills and RV parking on the side, and you’ve got the complete package.