Welcome to the most desirable floor plan in the highly sought-after Playmor community of Rancho Bernardo. This townhome features a flexible layout with spacious bedrooms, including a bedroom and full bathroom downstairs, ideal for guests, multigenerational living, or a home office. Vaulted ceilings and dual-pane windows create a bright and airy feel, while the private patio offers great space for relaxing or entertaining. Additional upgrades include LVP flooring, ceiling fans in every bedroom, Smart lock + Nest thermostat with central heat and AC, newer water heater (2025), and a dedicated laundry area. HOA INCLUDES water, high-speed internet, cable TV, trash, and sewer along with resort-style amenities including two pools, tennis courts, and a playground. The updated kitchen features stainless steel appliances, a large single-basin sink, recessed lighting, and a built-in wine shelf. Upstairs, the primary suite offers a custom closet and private balcony with sunset views. Secondary bedrooms include walk-in closets for added storage.The home includes a detached garage, one additional assigned parking space, and convenient guest parking. Conveniently located near the I-15, the Country Club of Rancho Bernardo, and within the award-winning Poway Unified School District, this home offers exceptional comfort and convenience. FHA & VA Approved!