*ASSUMABLE VA LOAN at 4.55% (for VA buyers)* 4-bedroom, 3-bath pool home with ONE Full Bedroom, Bath and Bonus Room located on the MAIN Floor. Step into a light-filled living room with vaulted ceilings, leading to an updated kitchen featuring Carrara white quartz countertops, newer appliances, and stylish finishes throughout. Recent upgrades include new windows, luxury vinyl plank flooring, and fresh interior paint for a move-in ready feel. Head outside to your private backyard retreat and enjoy the sparkling solar-heated pool with waterfall, and plenty of space to lounge, entertain, or soak up the sunshine. Upstairs, the remodeled primary suite boasts vaulted ceilings and spacious walk-in shower. Two additional bedrooms and an updated bathroom complete the second level. FULLY PAID solar and A/C. The easy-care turf front yard, extra-wide paved driveway (ideal for RV/boat parking), and attached 2-car garage add even more value and convenience. Tucked away on a cul-de-sac—perfect for outdoor play and relaxed living. Just minutes from golf courses, San Luis Rey bike trail, Downtown Oceanside, the Pier, Harbor, and beaches. No HOA or Mello-Roos.