Discover this updated 2-bedroom, 2-bathroom bright home in the tranquil St. Cloud neighborhood, where privacy, convenience, and modern comfort come together. Perched above the entry stairs, all living spaces are thoughtfully designed on a single level, making this home feel like a one story home. Inside, dual pane windows and warm luxury vinyl plank (LVP) flooring sets the tone for a contemporary yet cozy aesthetic, while sleek stainless steel appliances add a touch of modern sophistication. The upstairs landing area hosts the laundry closest and room for a future office space or extra storage. The large kitchen features ample cabinet storage and a large island connects the kitchen with dining and living room creating a space perfect for entertaining or unwinding at the end of the day. The west-facing deck is a highlight of this home, offering a generous outdoor retreat where you can sip your morning coffee, soak in coastal breezes, or unwind as the sun sets. The attached 2-car garage provides plenty of storage and day-to-day convenience. Situated away from the neighborhood streets, this home offers an exceptional level of privacy, making it a peaceful sanctuary. Residents of St. Cloud enjoy a reasonable HOA of $345, which grants access to top-tier amenities, including an full olympic-sized swimming pool, spa, clubhouse, gym, lush green spaces, and ample lounge chairs for relaxation. Utilities are super low. Water and Trash under 60/month for current owner. The gated entry provides added security and fosters a strong sense of community. Conveniently located next to Martin Luther King Middle School and acclaimed Ivey Ranch Elementary, and around the corner from El Camino High. This home is also close to parks, shopping, dining, and the stunning beaches of Oceanside. Whether you’re seeking a primary residence or a vacation getaway, this property offers a rare opportunity to enjoy the best of coastal living. Don’t miss your chance to call this incredible home yours!