Seller willing to contribute toward a 2-1 interest rate buy-down, great opportunity for qualified buyers. Live the North San Diego County coastal lifestyle in an ideal location just minutes from the beach in Oceanside, along with shopping &#38' dining. This extensively updated single-story Loma Alta home features a great 3-bed, 2-bath floor plan with contemporary finishes throughout. The bathrooms &#38' kitchen have been beautifully updated. The Chef&#39's kitchen boasts quartz countertops, custom cabinetry, &#38' SS appliances. The third bedroom includes a built-in Murphy bed for added versatility. A detached 1-bedroom, 1-bath ADU (approx. 500 sq ft) is perfect for multigenerational living, rental income, or guest accommodations. Outside, enjoy a fully equipped outdoor kitchen, fire pit, &#38' BBQ area. A spacious stone patio anchors the backyard oasis &#38' offers plenty of space to entertain. Additional features of the property include multiple storage rooms, mature landscaping, a rare 2 x 2 car garage, ample off-street parking with potential space for an RV or boat as well. Leased solar (11 panels) help keep energy costs low. Convenient to Downtown Oceanside, Carlsbad, San Clemente, &#38' Camp Pendleton. No HOA or Mello-Roos. Don&#39't miss this turnkey opportunity with income potential in one of Oceanside’s most sought-after beach-close neighborhoods!