431 Main Street
Morro Bay, CA, 93442
$1,499,000
4 Beds
3 Baths
2,560 SqFt
0.09 Acres
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Coastal charm meets modern comfort in this stunning 4-bedroom, 2.5-bathroom home nestled in the highly sought-after Morro Cove community—just a short stroll from the Tidelands Park staircase with access to breathtaking views of Back Bay, Morro Rock, and the Sandspit.

Inside, rich dark hand-hewn wood floors, plantation shutters, and expansive ceiling heights set a tone of relaxed elegance. A coastal mosaic tile foyer welcomes you into the home, while maple cabinetry throughout adds warmth and cohesion to the interior design. The open concept floorplan is both functional and inviting, with the living room centered around a gas insert fireplace that flows seamlessly into the spacious kitchen. The kitchen features granite countertops, a center island with raised bar seating, dual ovens, a gas cooktop, and generous cabinetry -ideal for both entertaining and everyday living.

The front den offers flexible use as a formal dining room or a dedicated home office, while the downstairs bedroom includes a large walk-in closet, perfect for guests or multigenerational living. Upstairs, the primary suite serves as a private retreat with a large walk-in closet, spa-like en suite bath with dual vanities, a soaking tub, separate shower, and its own west-facing covered porch with peekaboo bay views. The laundry room is conveniently located upstairs near the three secondary bedrooms.

Step outside and enjoy effortless indoor-outdoor living with an expansive patio just off the kitchen, framed by mature landscaping, low-maintenance synthetic turf, and a private trash storage area. Overhead bistro lights add ambiance for evening gatherings, and the outdoor hot tub offers the perfect place to unwind under the stars. The alley-loaded driveway maximizes curb appeal while enhancing privacy and access.

The home’s Carmel-inspired cottage exterior, durable stucco siding, modern glass entry fence, concrete tile roof, and dual-pane windows reflect quality construction with timeless coastal appeal.

Situated in a quiet, beautifully maintained neighborhood, this residence is just minutes from Morro Bay Golf Course, scenic waterfront dining, boutique shopping, and the bustling Embarcadero. Whether you’re looking for a full-time residence or a vacation retreat, this home is a rare opportunity to enjoy the best of Morro Bay living.

Experience coastal California at its finest -schedule your private showing today.

Property Details

Price:
$1,499,000
MLS #:
SC25164098
Status:
Active
Beds:
4
Baths:
3
Address:
431 Main Street
Type:
Single Family
Subtype:
Single Family Residence
Subdivision:
Morro Cove780
Neighborhood:
mrbymorrobay
City:
Morro Bay
Listed Date:
Jul 21, 2025
State:
CA
Finished Sq Ft:
2,560
ZIP:
93442
Lot Size:
3,896 sqft / 0.09 acres (approx)
Year Built:
2004
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Schools

School District:
Lucia Mar Unified

Interior

Appliances
Dishwasher, Gas Cooktop, Refrigerator, Tankless Water Heater
Cooling
None
Fireplace Features
Living Room, Gas
Flooring
Tile, Wood
Interior Features
Ceiling Fan(s), High Ceilings, Open Floorplan, Pantry, Stone Counters
Window Features
Double Pane Windows

Exterior

Association Amenities
Management
Community Features
Biking, Hiking, Gutters, Sidewalks
Electric
220 Volts For Spa
Foundation Details
Slab
Garage Spaces
2.00
Lot Features
0-1 Unit/ Acre
Parking Spots
2.00
Pool Features
None
Roof
Concrete, Tile
Sewer
Public Sewer
Stories Total
2
View
Bay, Harbor, Landmark, Neighborhood, Ocean
Water Source
Public

Financial

Association Fee
114.00
HOA Name
Morro Cove
Utilities
Electricity Connected, Natural Gas Connected, Sewer Connected, Water Connected

Map

Community

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431 Main Street
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