Nestled in the highly sought-after Chambray Community of Ladera Ranch, this charming home offers a blend of comfort and convenience. Upon entry, you are welcomed into a bright and inviting living room with a cozy fireplace—perfect for gathering and relaxation. The layout flows seamlessly into the dining area and well-appointed kitchen, featuring a central island with a breakfast bar, granite countertops, stainless steel appliances, and crisp white cabinetry. A cozy nook off the kitchen provides additional versatility, ideal for a small office or reading area. Upstairs, three bright bedrooms include the spacious primary suite with an ensuite bath. Laminate flooring runs throughout the home, adding to its modern appeal. Additional upgrades include newer water pipes installed under the flooring (2022) and a newer water tank in the garage (2022). Completing the home is a convenient laundry area and a two-car garage with direct access. Ideally located near scenic trails, resort-style pools, a spa, Terramor Aquatic Park, the skate park, fire pits, parks, sports courts, and clubhouses, this home provides access to an array of community amenities. Plus, with an assumable FHA loan at 3.5% interest, this is a rare opportunity to secure a lower rate in today&#39's market while enjoying all that Ladera Ranch has to offer.