What if you could own a home with a 2.625% interest rate in a market where rates are close to double? With an assumable loan balance of approximately $320,000 (subject to lender approval), this property offers a financial advantage that could dramatically reduce your monthly payment. . For investors and end users alike, this isn’t just a home it’s a strategic advantage.Located inside a highly sought-after, short-term-rental-approved community with low HOA fees, this home sits just minutes from the world-famous Coachella and Stagecoach festival ground placing it directly in the path of one of the strongest rental demand corridors in the Coachella Valley. Whether your goal is to generate income, offset ownership costs, or simply secure a prime desert retreat, the location alone makes this property incredibly valuable.Inside, the largest and most desirable Gallery floor plan offers an open, inviting layout designed for effortless living and entertaining. The expansive great room, centered around a cozy fireplace, flows seamlessly to the covered patio creating the perfect indoor-outdoor lifestyle. The gourmet kitchen features crisp white cabinetry, granite countertops, a large center island, and a walk-in pantry, offering both style and functionality.The primary suite serves as a peaceful retreat with direct backyard access, dual vanities, and a spacious walk-in closet. Two additional guest bedrooms, a full bath, and a powder room provide comfort and flexibility for family, guests, or short-term renters. Premium features throughout including **9-foot ceilings, 8-foot doors, and a finished garage with golf cart space **add both comfort and sophistication.Tucked away on a quiet cul-de-sac near a tranquil water feature, residents enjoy access to resort-style amenities including pools, spas, pickleball, tennis, bocce ball, and a fitness center bringing the feel of a private resort to everyday life.With rare assumable low-rate financing, STR approval, and a highly desirable floor plan, this property delivers a combination of lifestyle, income potential, and financial advantage that is exceptionally difficult to replicate.