3% FHA Assumable rate Welcome to the neighborhood surrounding 10981 Santa Cruz Rd, Desert Hot Springs, CA — where laid-back desert living meets the natural beauty of the Coachella Valley. Why buyers are drawn to this area: Positioned in one of the most scenic parts of the city, you’ll enjoy sweeping mountain and desert vistas right outside your door. A strong sense of space and openness: many homes sit on generous lots, offering privacy and room for backyard amenities. A true “resort-town” feel — the area is known for its natural hot mineral springs, tranquil ambiance, and easy access to outdoor recreation. Conveniently located near parks, local schools, and shopping corridors — ideal for both full-time residents and those looking for a second home/retreat. What this location delivers: A quiet, single-family neighborhood setting that still connects easily with city amenities. Favourable for buyers using both conventional and VA/FHA financing (per listing details). A lifestyle that blends sun-drenched desert charm with everyday functionality: central air, attached garages, and a low-maintenance environment. Selling note: Highlight the views, lot size, and the tranquil character of the street, while also underscoring the fact that this address gives the best of both worlds — a peaceful desert-home setting yet within reach of local conveniences