Welcome to this modern three story townhome built in 2016, offering 4 bedrooms and 3.5 bathrooms with a thoughtfully designed and versatile floor plan. The first floor features the main living area, a convenient half bathroom, and a bright kitchen with white cabinetry, a huge pantry, and contemporary finishes, along with direct access to a small front patio—perfect for morning coffee or outdoor relaxation. An oversized two-car garage with epoxy flooring and extremely high ceilings provides exceptional storage space. The second level includes three spacious bedrooms, inlcuding the primary and a dedicated laundry room. The third floor offers an oversized loft with a private bedroom and full bathroom, ideal for a guest suite, home office, or flexible living space. Located in the highly sought after community of Montecito, where you can enjoy resort style amenities such as a pool, clubhouse, several bbq areas, and just a block away from Grove Park. Highly rated schools within walking distance, and just a few minutes to the Otay Ranch Mall, dining, freeways and more! * VA ASSUMABLE AT 2.25% MUST HAVE A VA LOAN.*